What is Your Ultimate Goal With Your Money?

If you are a woman making all of the financial decisions for your household, you're in the majority. Sixty-nine (69%) percent of American women are living without a spouse or partner. Whether you are just starting out, have a well-established business or career or are nearing retirement, consider having a financial professional review your financial strategy. 

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At our firm, we have the client—and only the client—in mind.

We invite you to discover and experience the power of our services. No one strategy fits everyone, which is why every client receives our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

"We don't sell products, we provide solutions. Your Goals. Our Solutions."

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Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our success.

J. Andrew Gowdy, Managing Partner

I have been in the financial services industry since 1987. Over my career, I have held a variety of leadership positions in the banking and finance industry.


  • Bachelor of Arts in Economics from the Forbes School of Business and Technology at the University of Arizona Global Campus
  • Master of Business Administration (MBA) in Finance from the Forbes School of Business and Technology at the University of Arizona Global Campus

Certified Financial Planning Coach

Holistic financial planning is the process of pursuing your life goals through the proper management of your resources.

Life goals can include: buying a home, getting out of debt, saving for your child's education, planning for retirement, or leaving a legacy.

Why did I become a Financial Advisor? 

As a child, I remember seeing my mother sitting at the dining room table having a conversation with an older gentleman wearing a suit. When I asked my mother what she was doing, she responded, “I am planning for the future.” I had no idea what she was talking about.

Later, my mother sat me down and explained that the gentleman at the table wearing the suit, was a financial advisor. A financial advisor helps you set financial goals and develop a strategy for achieving them. He was there to help my mom make good financial decisions for her and our family. I never forgot that.

As a divorced mother of two kids, running a small business and taking care of her elderly mother, all of the responsibility was on my mother. She did not have the luxury of making bad financial decisions.

If my mother had made poor decisions financially, it would have had a domino effect. Her decisions impacted: my sister and I, my grandmother, the employees working at the beauty salon and the tenant who rented the apartment upstairs at the beauty shop.

Because my mother saw the importance of working with a financial professional, my sister and I benefited by having a safe, stable and consistent environment to grow up in.

Becoming a financial advisor was a natural progression for me. I saw the results of working with a financial advisor first hand.

Today, many households, small businesses and major corporations are run by: single, divorced and widowed women. There are countless women facing the same stress and carrying the same responsibility that my mother did.

I, too, am a divorced parent of a 15 year old son. I understand the importance of prioritizing, budgeting and planning for the future.

Because of my mom, I am a Financial Advisor; in the business of helping people. In memory of my mother, Nellie R. Gowdy, I have dedicated my practice to helping women: plan, grow and protect their wealth.

I believe that financial planning done well brings clarity to a situation, provides direction, simplicity and offers my clients confidence in their decisions.

My ideal client is a single, divorced or widowed woman who would like Financial Advice / Financial Planning Coaching in the following areas:

  • Debt Management
  • Money Management
  • Retirement Planning
  • College Planning

When to Contact Me:

You’d be surprised how often clients experience a financial, personal, or life change and don’t think to contact their financial advisor.

It’s a good idea to get in touch with me, especially in the following instances: 

Personal or Life Changes including:

  • Marriage
  • Divorce
  • Birth of a child 
  • Death in the family
  • Unemployment

Financial Changes Including:

  • Inheritance
  • New Job
  • Work related raise or bonus
  • Purchase or Sale of a Business
  • Buying or selling a home or vacation property

At Gowdy Financial Group, we help our clients take the stress out of money. Let us help you.

Click on the link below to schedule an appointment today